Mom, Dad – It’s Time To Talk

Posted by Kerri Mosher on July 7, 2017 in Blog |

When you have kids, it is easy to concentrate on them and them alone. After all, they are your responsibility and need your help. Sadly, however, so do your parents. Everyone gets older, and when this happens, it is your job to shoulder the responsibility. Let’s face it – it’s the least any child can do for all the years of support. The result is a necessary if not awkward and stressful conversation to discuss the details. Here are a few of the things that you should bring up during the discussion. Hopefully, the following tips will help everyone understand and get to grips with the road ahead.


Financial Arrangements


Money doesn’t disappear as people get older. If anything, wealth increases with age as long as a person makes the right financial decisions. As a result, your parents have money which they use to live. Of course, it is theirs and theirs alone at this moment in time. Still, depending on the circumstances, you or your siblings may need access to cover the cost of living. For example, if they choose to move into your home, it is only right that you use some of the money for their benefit. Breaching a topic like this is difficult, but it’s vital if you want to keep your head and theirs above water.


Living Arrangements


The last paragraph gave an example of how some parents move in with their children. As people age, living alone becomes harder because the body breaks down. So, a solution is necessary to ensure they are safe and comfortable. Moving in with you, or siblings if you have any, is one option which is appealing, and you can sort it out between all parties. A nursing home is also an alternative, and a caregiver facilities directory is an excellent way to learn more. However, be careful when you talk about a home because most parents are not keen on the idea. The majority of people would rather stay at home or move in with their children.


Power Of Attorney


Unfortunately, age has an impact on the mind. Hopefully, it will only be a small effect like short-term memory loss which is common. However, it can also manifest itself in illnesses such as dementia. When this happens to a person, they are not capable of making decisions. Although it’s hard to talk about, it is smart to list one early on just in case. That way, the transition isn’t prolonged.




Again, talking about a will isn’t a nice topic. But, parents have money and assets, and they need to leave it with their loved ones before they go. Of course, there is no reason for you to know what is in the will, especially when they are still alive. Just knowing that one exists and what to do in case the topic becomes relevant is enough. Also, encouraging them to make one sooner rather than later is your main aim as life is unpredictable.


It’s not an easy conversation, yet it is one that needs to happen at some point for your’s and their sake.


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